Coverage Update – New Benefits Available
Policy or benefit update notification.
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</style></head><body style="background-color:rgb(250,245,255);margin:0"><!--$--><!--html--><div style="display:none;overflow:hidden;line-height:1px;opacity:0;max-height:0;max-width:0" data-skip-in-text="true">Your coverage has been updated with new benefits and services — find out what is now available to you.<div> </div></div><!--head--><!--body--><table border="0" width="100%" cellPadding="0" cellSpacing="0" role="presentation" align="center"><tbody><tr><td style="background-color:rgb(250,245,255);margin:0rem;padding:0rem;font-family:ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji""><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(110,17,176);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.25rem;padding-top:1.25rem"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column"><img alt="ClearPath Health Insurance" height="36" src="/static/company-logo.png" style="display:block;outline:none;border:none;text-decoration:none" width="140"/></td><td align="right" data-id="__react-email-column"><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(233,212,255);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Member Portal</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(110,17,176);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto"><tbody><tr style="width:100%"><td><img alt="A doctor consulting with a patient in a bright medical office, representing improved healthcare access" height="320" src="/static/images/library/health-doctor-consult.png" style="display:block;outline:none;border:none;text-decoration:none;width:100%;object-fit:cover" width="600"/></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(130,0,219);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><h1 style="color:rgb(255,255,255);font-size:1.875rem;line-height:1.25;font-weight:700;margin:0rem;margin-bottom:0.75rem">Important Updates to Your Coverage</h1><p style="font-size:1rem;line-height:1.625;color:rgb(233,212,255);margin:0rem;margin-bottom:1.5rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">Effective July 1, 2026, your ClearPath Health plan has been enhanced with a range of new benefits and expanded services. These updates are designed to give you broader access to care, greater flexibility in how you manage your health, and improved support for your overall well-being. Please review the information below carefully so you can take full advantage of everything now available to you.</p><a href="#" style="line-height:1.4285714285714286;text-decoration:none;display:inline-block;max-width:100%;mso-padding-alt:0px;background-color:rgb(255,255,255);color:rgb(110,17,176);font-weight:700;font-size:0.875rem;padding-right:28px;padding-left:28px;padding-bottom:12px;padding-top:12px;border-radius:0.5rem;text-decoration-line:none" target="_blank"><span><!--[if mso]><i style="mso-font-width:466.6666666666667%;mso-text-raise:18" hidden>   </i><![endif]--></span><span style="max-width:100%;display:inline-block;line-height:120%;mso-padding-alt:0px;mso-text-raise:9px">View New Benefits</span><span><!--[if mso]><i style="mso-font-width:466.6666666666667%" hidden>   ​</i><![endif]--></span></a></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto"><tbody><tr style="width:100%"><td><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:rgb(233,212,255);margin:0rem"/></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><h2 style="color:rgb(89,22,139);font-size:1.5rem;line-height:1.3333333333333333;font-weight:700;margin:0rem;margin-bottom:1rem">What Has Changed in Your Plan</h2><p style="font-size:1rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-bottom:1rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">Your updated plan reflects feedback gathered from thousands of ClearPath members over the past year. We heard that access to mental health resources, preventive care, and specialist consultations were the areas most in need of improvement. As a result, we have made substantive changes across all three categories, effective immediately for all active policyholders.</p><p style="font-size:1rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-bottom:1rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">In addition to expanded service categories, we have also revised our co-payment structure on several outpatient services to reduce your out-of-pocket costs. The summary below outlines the most significant changes. A full breakdown is available in your updated Member Benefits Guide, which has been mailed to your address on file and is also accessible through your online member portal.</p><p style="font-size:1rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">If you have any questions about how these changes affect your current coverage tier, our Member Services team is available Monday through Friday, 8 a.m. to 7 p.m. EST, and can be reached by phone or live chat.</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(255,255,255);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><h2 style="color:rgb(89,22,139);font-size:1.5rem;line-height:1.3333333333333333;font-weight:700;margin:0rem;margin-bottom:1.5rem">Your New and Enhanced Benefits</h2><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.75rem;margin-bottom:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><h3 style="color:rgb(110,17,176);font-size:1.125rem;line-height:1.5555555555555556;font-weight:700;margin:0rem;margin-bottom:0.5rem">Mental Health and Behavioral Care</h3><p style="font-size:0.875rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Your plan now covers up to 30 in-network therapy sessions per calendar year, up from the previous limit of 12. This includes individual therapy, couples counseling, and group therapy sessions. Teletherapy appointments with licensed providers are also fully covered with no additional co-pay when booked through our partner network. Access to a 24/7 crisis support line is included at no cost to all members.</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.75rem;margin-bottom:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><h3 style="color:rgb(110,17,176);font-size:1.125rem;line-height:1.5555555555555556;font-weight:700;margin:0rem;margin-bottom:0.5rem">Preventive Care and Wellness Screenings</h3><p style="font-size:0.875rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">All members now have access to an expanded suite of preventive screenings at zero cost-sharing when performed by an in-network provider. New additions include advanced lipid panels, full thyroid function testing, and annual skin cancer screenings. Additionally, members aged 40 and over are now eligible for an annual comprehensive wellness exam that includes a personalized health risk assessment conducted by a board-certified physician.</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.75rem;margin-bottom:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><h3 style="color:rgb(110,17,176);font-size:1.125rem;line-height:1.5555555555555556;font-weight:700;margin:0rem;margin-bottom:0.5rem">Specialist Access and Referral Changes</h3><p style="font-size:0.875rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Effective immediately, referrals are no longer required to see an in-network specialist for the following categories: dermatology, orthopedics, gynecology, and ophthalmology. You may schedule appointments directly through the ClearPath member portal or by calling the specialist's office directly. This change is intended to reduce delays in care and give you greater autonomy in managing your health needs without additional administrative steps.</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.75rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><h3 style="color:rgb(110,17,176);font-size:1.125rem;line-height:1.5555555555555556;font-weight:700;margin:0rem;margin-bottom:0.5rem">Prescription Drug Coverage Updates</h3><p style="font-size:0.875rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">We have expanded our Tier 1 formulary to include 47 additional generic medications commonly prescribed for chronic conditions including hypertension, type 2 diabetes, and high cholesterol. Members who were previously paying Tier 2 co-pays for these medications will automatically be transitioned to the lower Tier 1 rate at their next fill. No action is required on your part. Your pharmacy will apply the updated pricing automatically.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(110,17,176);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><h2 style="color:rgb(255,255,255);font-size:1.5rem;line-height:1.3333333333333333;font-weight:700;margin:0rem;margin-bottom:1.5rem">What Our Members Are Saying</h2><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(130,0,219);border-radius:0.75rem;margin-bottom:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td width="56" data-id="__react-email-column"><img alt="Portrait of Margaret L., a ClearPath member from Ohio" height="48" src="/static/people/person-headshot1.png" style="display:block;outline:none;border:none;text-decoration:none;border-radius:9999px" width="48"/></td><td data-id="__react-email-column"><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(255,255,255);font-weight:700;margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Margaret L.</p><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(218,178,255);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Member since 2021 — Columbus, OH</p></td></tr></tbody></table><p style="font-size:0.875rem;line-height:1.625;color:rgb(243,232,255);margin:0rem;margin-top:1rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">"The expanded mental health coverage has made a genuine difference for my family. Previously, we had to carefully ration our therapy sessions to stay within the annual limit. Now we have the flexibility to seek support when we actually need it, without worrying about running out of covered visits before the year ends."</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(130,0,219);border-radius:0.75rem;margin-bottom:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td width="56" data-id="__react-email-column"><img alt="Portrait of David R., a ClearPath member from Texas" height="48" src="/static/people/person-headshot3.png" style="display:block;outline:none;border:none;text-decoration:none;border-radius:9999px" width="48"/></td><td data-id="__react-email-column"><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(255,255,255);font-weight:700;margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">David R.</p><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(218,178,255);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Member since 2019 — Austin, TX</p></td></tr></tbody></table><p style="font-size:0.875rem;line-height:1.625;color:rgb(243,232,255);margin:0rem;margin-top:1rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">"Being able to book a dermatology appointment directly without going through my primary care physician first saved me weeks of waiting. The removal of the specialist referral requirement is a practical improvement that I expect most members will appreciate immediately."</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(130,0,219);border-radius:0.75rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.5rem;padding-left:1.5rem;padding-bottom:1.5rem;padding-top:1.5rem"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td width="56" data-id="__react-email-column"><img alt="Portrait of Priya S., a ClearPath member from California" height="48" src="/static/people/person-headshot5.png" style="display:block;outline:none;border:none;text-decoration:none;border-radius:9999px" width="48"/></td><td data-id="__react-email-column"><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(255,255,255);font-weight:700;margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Priya S.</p><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(218,178,255);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Member since 2023 — San Jose, CA</p></td></tr></tbody></table><p style="font-size:0.875rem;line-height:1.625;color:rgb(243,232,255);margin:0rem;margin-top:1rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">"I manage a chronic condition that requires multiple prescriptions each month. The formulary update moved two of my regular medications to Tier 1, which has meaningfully reduced my monthly out-of-pocket costs. It is a small but significant change for people in similar situations."</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(255,255,255);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><h2 style="color:rgb(89,22,139);font-size:1.5rem;line-height:1.3333333333333333;font-weight:700;margin:0rem;margin-bottom:1rem">How to Access Your Updated Benefits</h2><p style="font-size:1rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-bottom:1rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">All new benefits are active as of July 1, 2026. You do not need to re-enroll or take any action to activate them. Your existing member ID and plan number remain unchanged. When visiting a provider, simply present your current ClearPath member card as you normally would.</p><p style="font-size:1rem;line-height:1.625;color:rgb(54,65,83);margin:0rem;margin-bottom:1.5rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">To view a complete, itemized summary of all changes to your plan, log in to your member portal at clearpath.com/member or download the ClearPath mobile app. Within the portal, navigate to the "My Coverage" section and select "2026 Benefits Update" to see a side-by-side comparison of your previous and current plan details.</p><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="padding-right:0.5rem"><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.5rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.25rem;padding-left:1.25rem;padding-bottom:1.25rem;padding-top:1.25rem"><tbody><tr style="width:100%"><td><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(110,17,176);font-weight:700;margin:0rem;margin-bottom:0.25rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">Member Portal</p><p style="font-size:0.75rem;line-height:1.625;color:rgb(74,85,101);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Log in at clearpath.com/member to review your full benefits summary and updated plan documents.</p></td></tr></tbody></table></td></tr></tbody></table></td><td data-id="__react-email-column" style="padding-left:0.5rem"><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);border-style:solid;border-width:1px;border-color:rgb(233,212,255);border-radius:0.5rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:1.25rem;padding-left:1.25rem;padding-bottom:1.25rem;padding-top:1.25rem"><tbody><tr style="width:100%"><td><p style="font-size:0.875rem;line-height:1.4285714285714286;color:rgb(110,17,176);font-weight:700;margin:0rem;margin-bottom:0.25rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">Member Services</p><p style="font-size:0.75rem;line-height:1.625;color:rgb(74,85,101);margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Call 1-800-555-0192, Mon–Fri, 8 a.m.–7 p.m. EST. Live chat available through the portal.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(250,245,255);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem"><tbody><tr style="width:100%"><td><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:rgb(233,212,255);margin:0rem;margin-bottom:2rem"/><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(130,0,219);border-radius:1rem;padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:37.5em;padding-right:2rem;padding-left:2rem;padding-bottom:2.5rem;padding-top:2.5rem;text-align:center"><tbody><tr style="width:100%"><td><h2 style="color:rgb(255,255,255);font-size:1.5rem;line-height:1.3333333333333333;font-weight:700;margin:0rem;margin-bottom:0.75rem">Ready to Explore Your New Benefits?</h2><p style="font-size:1rem;line-height:1.625;color:rgb(233,212,255);margin:0rem;margin-bottom:1.5rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">Log in to your member portal for a complete overview of every change included in your 2026 plan update, along with tools to help you find in-network providers, estimate costs, and manage your care.</p><a href="#" style="line-height:1.4285714285714286;text-decoration:none;display:inline-block;max-width:100%;mso-padding-alt:0px;background-color:rgb(255,255,255);color:rgb(110,17,176);font-weight:700;font-size:0.875rem;padding-right:32px;padding-left:32px;padding-bottom:12px;padding-top:12px;border-radius:0.5rem;text-decoration-line:none" target="_blank"><span><!--[if mso]><i style="mso-font-width:400%;mso-text-raise:18" hidden>    </i><![endif]--></span><span style="max-width:100%;display:inline-block;line-height:120%;mso-padding-alt:0px;mso-text-raise:9px">View New Benefits</span><span><!--[if mso]><i style="mso-font-width:400%" hidden>    ​</i><![endif]--></span></a><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(218,178,255);margin:0rem;margin-top:1.25rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Questions? Contact Member Services at<!-- --> <a href="tel:18005550192" style="color:rgb(233,212,255);text-decoration-line:underline" target="_blank">1-800-555-0192</a></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:rgb(89,22,139);padding-right:0rem;padding-left:0rem;padding-bottom:0rem;padding-top:0rem"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem;padding-bottom:2rem;padding-top:2rem"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="margin-bottom:1.25rem"><tbody style="width:100%"><tr style="width:100%"><td align="center" data-id="__react-email-column"><img alt="ClearPath Health Insurance logo" height="30" src="/static/company-logo.png" style="display:block;outline:none;border:none;text-decoration:none;margin-right:auto;margin-left:auto;margin-bottom:1rem" width="120"/><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(218,178,255);text-align:center;margin:0rem;margin-bottom:0.5rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">ClearPath Health Insurance, Inc.</p><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(194,122,255);text-align:center;margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">1200 Lakeside Corporate Drive, Suite 400, Chicago, IL 60601</p></td></tr></tbody></table><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:rgb(130,0,219);margin-bottom:1.25rem;margin-top:1.25rem"/><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="margin-bottom:1rem"><tbody style="width:100%"><tr style="width:100%"><td align="center" data-id="__react-email-column"><a href="#" style="color:rgb(218,178,255);text-decoration-line:none;font-size:0.75rem;line-height:1.3333333333333333;margin-right:0.5rem;margin-left:0.5rem" target="_blank">Privacy Policy</a><a href="#" style="color:rgb(218,178,255);text-decoration-line:none;font-size:0.75rem;line-height:1.3333333333333333;margin-right:0.5rem;margin-left:0.5rem" target="_blank">Terms of Use</a><a href="#" style="color:rgb(218,178,255);text-decoration-line:none;font-size:0.75rem;line-height:1.3333333333333333;margin-right:0.5rem;margin-left:0.5rem" target="_blank">Accessibility</a><a href="#" style="color:rgb(218,178,255);text-decoration-line:none;font-size:0.75rem;line-height:1.3333333333333333;margin-right:0.5rem;margin-left:0.5rem" target="_blank">Contact Us</a></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td align="center" data-id="__react-email-column"><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(173,70,255);text-align:center;margin:0rem;margin-bottom:0.5rem;margin-top:0rem;margin-left:0rem;margin-right:0rem">You are receiving this email because you are an active ClearPath Health member. This notice contains important information about changes to your coverage.</p><p style="font-size:0.75rem;line-height:1.3333333333333333;color:rgb(173,70,255);text-align:center;margin:0rem;margin-top:0rem;margin-bottom:0rem;margin-left:0rem;margin-right:0rem">Copyright 2026 ClearPath Health Insurance, Inc. All rights reserved.<!-- --> <a href="#" style="color:rgb(194,122,255);text-decoration-line:underline" target="_blank">Unsubscribe from non-essential communications</a></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><!--/$--></body></html>