Rate Drop Alert – Your Refinance Could Save You $X/Mo
Refinance opportunity email with estimated savings.
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</style></head><body style="background-color:#f5f3ff;margin:0"><!--$--><!--html--><div style="display:none;overflow:hidden;line-height:1px;opacity:0;max-height:0;max-width:0" data-skip-in-text="true">Rates just dropped — you could save $250/month on your mortgage. See your personalized refinance options inside.<div> </div></div><!--head--><!--body--><table border="0" width="100%" cellPadding="0" cellSpacing="0" role="presentation" align="center"><tbody><tr><td style="background-color:#f5f3ff;margin:0;padding:0;font-family:Inter, Arial, sans-serif"><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#f5f3ff;padding:32px 16px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="max-width:600px;margin:0 auto"><tbody><tr style="width:100%"><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#6b21a8;border-radius:16px 16px 0 0;padding:24px 40px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="text-align:left"><img alt="ClearPath Mortgage logo" height="36" src="/static/company-logo.png" style="display:block;outline:none;border:none;text-decoration:none" width="140"/></td><td data-id="__react-email-column" style="text-align:right"><p style="font-size:13px;line-height:1.4;color:#e9d5ff;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Your Mortgage Advisor<br/><strong style="color:#ffffff">Sarah Mitchell</strong></p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#6b21a8;padding:0"><tbody><tr><td><img alt="Financial planner reviewing mortgage savings charts at a professional desk" height="280" src="/static/images/library/finance-planning-desk.png" style="display:block;outline:none;border:none;text-decoration:none;width:100%;height:280px;object-fit:cover" width="600"/></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#7e22ce;padding:36px 40px 32px"><tbody><tr><td><p style="font-size:13px;line-height:24px;color:#d8b4fe;font-weight:600;letter-spacing:2px;text-transform:uppercase;margin:0 0 10px;margin-top:0;margin-right:0;margin-bottom:10px;margin-left:0">Rate Alert — Act Now</p><h1 style="color:#ffffff;font-size:32px;font-weight:700;line-height:1.2;margin:0 0 16px">Rates just dropped — and your wallet will notice.</h1><p style="font-size:16px;line-height:1.7;color:#e9d5ff;margin:0 0 28px;margin-top:0;margin-right:0;margin-bottom:28px;margin-left:0">Hi Marcus, great news — mortgage rates have fallen to their lowest point in over 18 months. Based on your current loan, you could be saving a meaningful amount every single month starting sooner than you think.</p><a href="https://clearpathloans.com/pre-qualify" style="line-height:100%;text-decoration:none;display:inline-block;max-width:100%;mso-padding-alt:0px;background-color:#a855f7;color:#ffffff;font-size:15px;font-weight:700;padding:14px 32px;border-radius:8px;padding-top:14px;padding-right:32px;padding-bottom:14px;padding-left:32px" target="_blank"><span><!--[if mso]><i style="mso-font-width:400%;mso-text-raise:21" hidden>    </i><![endif]--></span><span style="max-width:100%;display:inline-block;line-height:120%;mso-padding-alt:0px;mso-text-raise:10.5px">Get Pre-Qualified Today</span><span><!--[if mso]><i style="mso-font-width:400%" hidden>    ​</i><![endif]--></span></a></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#ffffff;padding:40px 40px 32px"><tbody><tr><td><h2 style="color:#3b0764;font-size:22px;font-weight:700;margin:0 0 8px">Your estimated monthly savings</h2><p style="font-size:14px;line-height:1.6;color:#6b7280;margin:0 0 28px;margin-top:0;margin-right:0;margin-bottom:28px;margin-left:0">Based on your $400,000 loan balance and current rate of 7.25% APR, here is what refinancing could look like for you today.</p><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#faf5ff;border:2px solid #d8b4fe;border-radius:12px;padding:28px 32px;margin-bottom:28px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="text-align:center;padding:0 12px"><p style="font-size:13px;line-height:24px;color:#7e22ce;font-weight:600;letter-spacing:1px;text-transform:uppercase;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">Current Payment</p><p style="font-size:36px;line-height:1;color:#1e1b4b;font-weight:700;margin:0 0 4px;margin-top:0;margin-right:0;margin-bottom:4px;margin-left:0">$2,729</p><p style="font-size:13px;line-height:24px;color:#9ca3af;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">per month @ 7.25% APR</p></td><td data-id="__react-email-column" style="text-align:center;padding:0 8px;width:40px"><p style="font-size:28px;line-height:24px;color:#a855f7;font-weight:700;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">vs</p></td><td data-id="__react-email-column" style="text-align:center;padding:0 12px"><p style="font-size:13px;line-height:24px;color:#7e22ce;font-weight:600;letter-spacing:1px;text-transform:uppercase;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">New Payment</p><p style="font-size:36px;line-height:1;color:#6b21a8;font-weight:700;margin:0 0 4px;margin-top:0;margin-right:0;margin-bottom:4px;margin-left:0">$2,479</p><p style="font-size:13px;line-height:24px;color:#9ca3af;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">per month @ 5.89% APR</p></td></tr></tbody></table><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:#e9d5ff;margin:24px 0"/><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="text-align:center"><p style="font-size:14px;line-height:24px;color:#6b21a8;font-weight:600;margin:0 0 4px;margin-top:0;margin-right:0;margin-bottom:4px;margin-left:0">Your estimated monthly savings</p><p style="font-size:42px;line-height:1;color:#7e22ce;font-weight:700;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">$250</p><p style="font-size:13px;line-height:24px;color:#6b7280;margin:6px 0 0;margin-top:6px;margin-right:0;margin-bottom:0;margin-left:0">That is $3,000 back in your pocket every year</p></td></tr></tbody></table></td></tr></tbody></table><p style="font-size:12px;line-height:1.6;color:#6b7280;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Estimates are based on a 30-year fixed refinance on a $400,000 loan balance. Actual rates and savings may vary based on credit profile, property value, and loan terms. Not a commitment to lend.</p></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#f5f3ff;padding:40px 40px 36px"><tbody><tr><td><h2 style="color:#3b0764;font-size:22px;font-weight:700;margin:0 0 8px">Choose the loan that fits your life</h2><p style="font-size:15px;line-height:1.7;color:#6b7280;margin:0 0 28px;margin-top:0;margin-right:0;margin-bottom:28px;margin-left:0">We have two strong options ready for you. Whether you want to build equity faster or keep your monthly payment as low as possible, we have got you covered.</p><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:48%;padding-right:8px;vertical-align:top"><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#7e22ce;border-radius:12px;padding:24px"><tbody><tr><td><p style="font-size:12px;line-height:24px;color:#e9d5ff;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;margin:0 0 8px;margin-top:0;margin-right:0;margin-bottom:8px;margin-left:0">15-Year Fixed</p><p style="font-size:28px;line-height:1;color:#ffffff;font-weight:700;margin:0 0 4px;margin-top:0;margin-right:0;margin-bottom:4px;margin-left:0">5.49%</p><p style="font-size:12px;line-height:24px;color:#d8b4fe;margin:0 0 16px;margin-top:0;margin-right:0;margin-bottom:16px;margin-left:0">APR 5.61%</p><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:#a855f7;margin:0 0 16px"/><p style="font-size:13px;line-height:1.7;color:#e9d5ff;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">Est. payment: <strong style="color:#ffffff">$3,268/mo</strong></p><p style="font-size:13px;line-height:1.7;color:#e9d5ff;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">Pay off by: <strong style="color:#ffffff">2041</strong></p><p style="font-size:13px;line-height:1.7;color:#e9d5ff;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Total interest saved vs. current: <strong style="color:#ffffff">$148,000+</strong></p></td></tr></tbody></table></td><td data-id="__react-email-column" style="width:48%;padding-left:8px;vertical-align:top"><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#ffffff;border:2px solid #d8b4fe;border-radius:12px;padding:24px"><tbody><tr><td><p style="font-size:12px;line-height:24px;color:#7e22ce;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;margin:0 0 8px;margin-top:0;margin-right:0;margin-bottom:8px;margin-left:0">30-Year Fixed</p><p style="font-size:28px;line-height:1;color:#3b0764;font-weight:700;margin:0 0 4px;margin-top:0;margin-right:0;margin-bottom:4px;margin-left:0">5.89%</p><p style="font-size:12px;line-height:24px;color:#9ca3af;margin:0 0 16px;margin-top:0;margin-right:0;margin-bottom:16px;margin-left:0">APR 6.02%</p><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:#e9d5ff;margin:0 0 16px"/><p style="font-size:13px;line-height:1.7;color:#6b7280;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">Est. payment: <strong style="color:#3b0764">$2,479/mo</strong></p><p style="font-size:13px;line-height:1.7;color:#6b7280;margin:0 0 6px;margin-top:0;margin-right:0;margin-bottom:6px;margin-left:0">Pay off by: <strong style="color:#3b0764">2056</strong></p><p style="font-size:13px;line-height:1.7;color:#6b7280;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Monthly savings vs. current: <strong style="color:#3b0764">$250/mo</strong></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#ffffff;padding:40px 40px 36px"><tbody><tr><td><h2 style="color:#3b0764;font-size:22px;font-weight:700;margin:0 0 8px">Side-by-side rate comparison</h2><p style="font-size:15px;line-height:1.7;color:#6b7280;margin:0 0 24px;margin-top:0;margin-right:0;margin-bottom:24px;margin-left:0">Rates have not been this favorable in a long time. Here is a quick look at how today stacks up against where things were just a year ago.</p><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#6b21a8;border-radius:8px 8px 0 0;padding:12px 20px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:40%"><p style="font-size:12px;line-height:24px;color:#e9d5ff;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Loan Type</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:12px;line-height:24px;color:#e9d5ff;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">2025 Rate</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:12px;line-height:24px;color:#ffffff;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">Today 2026</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#faf5ff;padding:14px 20px;border-left:1px solid #e9d5ff;border-right:1px solid #e9d5ff;border-bottom:1px solid #e9d5ff"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:40%"><p style="font-size:14px;line-height:24px;color:#3b0764;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">30-Year Fixed</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#dc2626;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">7.25%</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#16a34a;font-weight:700;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">5.89%</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#ffffff;padding:14px 20px;border-left:1px solid #e9d5ff;border-right:1px solid #e9d5ff;border-bottom:1px solid #e9d5ff"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:40%"><p style="font-size:14px;line-height:24px;color:#3b0764;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">15-Year Fixed</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#dc2626;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">6.75%</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#16a34a;font-weight:700;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">5.49%</p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#faf5ff;padding:14px 20px;border-left:1px solid #e9d5ff;border-right:1px solid #e9d5ff;border-bottom:1px solid #e9d5ff;border-radius:0 0 8px 8px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:40%"><p style="font-size:14px;line-height:24px;color:#3b0764;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">5/1 ARM</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#dc2626;font-weight:600;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">6.90%</p></td><td data-id="__react-email-column" style="width:30%;text-align:center"><p style="font-size:14px;line-height:24px;color:#16a34a;font-weight:700;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0">5.62%</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#faf5ff;padding:40px 40px 44px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:60%;padding-right:20px;vertical-align:middle"><h2 style="color:#3b0764;font-size:22px;font-weight:700;margin:0 0 12px;line-height:1.3">Ready to lock in your savings?</h2><p style="font-size:15px;line-height:1.7;color:#6b7280;margin:0 0 24px;margin-top:0;margin-right:0;margin-bottom:24px;margin-left:0">Getting pre-qualified takes less than 10 minutes and will not impact your credit score. Our team is standing by to walk you through every step. Let us make this easy for you, Marcus.</p><a href="https://clearpathloans.com/pre-qualify" style="line-height:100%;text-decoration:none;display:inline-block;max-width:100%;mso-padding-alt:0px;background-color:#7e22ce;color:#ffffff;font-size:15px;font-weight:700;padding:14px 28px;border-radius:8px;padding-top:14px;padding-right:28px;padding-bottom:14px;padding-left:28px" target="_blank"><span><!--[if mso]><i style="mso-font-width:466.6666666666667%;mso-text-raise:21" hidden>   </i><![endif]--></span><span style="max-width:100%;display:inline-block;line-height:120%;mso-padding-alt:0px;mso-text-raise:10.5px">Get Pre-Qualified</span><span><!--[if mso]><i style="mso-font-width:466.6666666666667%" hidden>   ​</i><![endif]--></span></a><p style="font-size:12px;line-height:24px;color:#9ca3af;margin:12px 0 0;margin-top:12px;margin-right:0;margin-bottom:0;margin-left:0">No hard credit pull. No obligation. No pressure.</p></td><td data-id="__react-email-column" style="width:40%;vertical-align:middle"><img alt="Upward financial growth chart symbolizing mortgage savings and prosperity" height="200" src="/static/images/library/finance-growth-concept.png" style="display:block;outline:none;border:none;text-decoration:none;width:100%;border-radius:12px;object-fit:cover" width="200"/></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#6b21a8;padding:28px 40px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="width:64px;padding-right:16px;vertical-align:middle"><img alt="Sarah Mitchell, your mortgage advisor" height="56" src="/static/people/person-headshot1.png" style="display:block;outline:none;border:2px solid #a855f7;text-decoration:none;border-radius:50%" width="56"/></td><td data-id="__react-email-column" style="vertical-align:middle"><p style="font-size:15px;line-height:24px;color:#ffffff;font-weight:700;margin:0 0 2px;margin-top:0;margin-right:0;margin-bottom:2px;margin-left:0">Sarah Mitchell</p><p style="font-size:13px;line-height:24px;color:#d8b4fe;margin:0 0 2px;margin-top:0;margin-right:0;margin-bottom:2px;margin-left:0">Senior Mortgage Advisor — ClearPath Lending</p><p style="font-size:13px;line-height:24px;color:#c4b5fd;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0"><a href="tel:+18005552847" style="color:#c4b5fd;text-decoration-line:none;text-decoration:none" target="_blank">(800) 555-2847</a> <!-- -->|<!-- --> <a href="mailto:sarah@clearpathloans.com" style="color:#c4b5fd;text-decoration-line:none;text-decoration:none" target="_blank">sarah@clearpathloans.com</a></p></td></tr></tbody></table></td></tr></tbody></table><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation" style="background-color:#3b0764;border-radius:0 0 16px 16px;padding:32px 40px"><tbody><tr><td><table align="center" width="100%" border="0" cellPadding="0" cellSpacing="0" role="presentation"><tbody style="width:100%"><tr style="width:100%"><td data-id="__react-email-column" style="text-align:center;padding-bottom:20px"><a href="https://facebook.com/clearpathloans" style="color:#c4b5fd;text-decoration-line:none;font-size:13px;text-decoration:none;margin:0 12px" target="_blank">Facebook</a><a href="https://twitter.com/clearpathloans" style="color:#c4b5fd;text-decoration-line:none;font-size:13px;text-decoration:none;margin:0 12px" target="_blank">Twitter</a><a href="https://linkedin.com/company/clearpathloans" style="color:#c4b5fd;text-decoration-line:none;font-size:13px;text-decoration:none;margin:0 12px" target="_blank">LinkedIn</a><a href="https://instagram.com/clearpathloans" style="color:#c4b5fd;text-decoration-line:none;font-size:13px;text-decoration:none;margin:0 12px" target="_blank">Instagram</a></td></tr></tbody></table><hr style="width:100%;border:none;border-top:1px solid #eaeaea;border-color:#581c87;margin:0 0 20px"/><p style="font-size:12px;line-height:1.7;color:#a78bfa;text-align:center;margin:0 0 12px;margin-top:0;margin-right:0;margin-bottom:12px;margin-left:0">ClearPath Lending LLC | 1420 Harbor Blvd, Suite 300, Costa Mesa, CA 92626<br/>NMLS ID #1847392 | Licensed in all 50 states</p><p style="font-size:11px;line-height:1.7;color:#7c3aed;text-align:center;margin:0 0 12px;margin-top:0;margin-right:0;margin-bottom:12px;margin-left:0">This email contains rate estimates based on your loan profile as of January 2026. Rates are subject to change without notice and are not guaranteed until locked. APR calculations assume no points and standard closing costs. Equal Housing Lender.</p><p style="font-size:14px;line-height:24px;text-align:center;margin:0;margin-top:0;margin-bottom:0;margin-left:0;margin-right:0"><a href="https://clearpathloans.com/preferences" style="color:#a78bfa;text-decoration-line:none;font-size:12px;text-decoration:underline;margin:0 8px" target="_blank">Email Preferences</a><a href="https://clearpathloans.com/privacy" style="color:#a78bfa;text-decoration-line:none;font-size:12px;text-decoration:underline;margin:0 8px" target="_blank">Privacy Policy</a><a href="https://clearpathloans.com/unsubscribe" style="color:#a78bfa;text-decoration-line:none;font-size:12px;text-decoration:underline;margin:0 8px" target="_blank">Unsubscribe</a></p><p style="font-size:11px;line-height:24px;color:#6d28d9;text-align:center;margin:16px 0 0;margin-top:16px;margin-right:0;margin-bottom:0;margin-left:0">© 2026 ClearPath Lending LLC. All rights reserved.</p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><!--/$--></body></html>